Most founders are great at building. What often gets left behind is the personal financial side. In this guide, Brendan Fraleigh, CFP, breaks down what to do at every stage.

Brendan Fraleigh, CFP, has spent years inside the world of wealth management for entrepreneurs, close enough to see what works, what doesn't, and what nobody talks about. These are his confessions.

You crossed $2M in revenue. That's not small. That's not starting out. That's a real business. But here's the part no one tells you: the team that got you to $2M can't get you to $10M. Most owners try to scale with the same CPA they hired in year one. The same attorney who set up their LLC. And no real financial advisor at all. Then a tax bill hits. Or an opportunity comes. And they realize, they're underbuilt. In this blog, we'll walk through the 3 core roles every $2M busin

You want to pay for your kid's college. That's clear. What's not always clear is how, or which account you should be putting the money into in the first place. Most parents default to whatever they've heard of first. Sometimes that's a 529. Sometimes it's a custodial account. Sometimes it's just a savings account sitting somewhere earning almost nothing. The problem is the wrong account can cost you tens of thousands of dollars in taxes, financial aid, or both.

High-income business owners are often the least prepared for retirement. Not because they haven't earned enough, but because they never separated building business value from building personal wealth. Here's how to fix that

You started your business with a vision. You took the risk. You put in the work. You’re seeing the rewards. But here’s the problem—making money is just step one, managing it is step two. You see, it’s not just about how much you make—it’s about how much you keep and how well you use it. That’s where budgeting comes in. It is the foundation of financial planning for business owners. In this guide, I’m going to break down the key steps to building a budget that will give you cl

Entrepreneurs build businesses. But many forget to build their own retirement plan. Without a 401(k) from an employer, you need a strategy. If you wait too long, you might end up working forever. This guide breaks down easy steps to retire rich. If you aren't looking to retire but still want to maximize your finances as an entrepreneur check out our complete guide to wealth management for entrepreneurs here. Why Entrepreneurs Must Plan for Retirement Unlike employees, entrepr

Cash flow is the lifeblood of any business. It's what keeps the lights on, the employees paid, and the operations running smoothly. Yet, for many business owners, managing cash flow can feel like juggling fire one misstep and the whole thing can come crashing down. Whether you're running a small startup or a growing company, understanding how to manage cash flow effectively is critical to your success. Cash flow is one of the key factors in creating a higher valuation for sel

Let me set the stage for you: I had no experience. I had no bank accounts I owned. I had barely enough money to buy Chipotle. And... Overnight I become a millionaire. This was my experience as an 18-year-old after signing my first professional contract. I remember celebrating with my family at a local ice cream shop and going to bed thinking, "Is this real?" Then I woke up the next morning and life (just like the day before) went on. So while on one end much of life felt the

Burned out and ready for the next big thing. You may be in your 40s looking to take chips off the table or in your 60s ready to spend more time at the lake. Retirement planning for entrepreneurs will give you the peace of mind that the move you are making is the right one for you. A solid retirement plan is key to an overall wealth management plan for business owners. In this blog, we are going to show you how to build and maintain a retirement plan. Retirement Planning for

On April 15th, 1912 the unsinkable Titanic sank in the Atlantic Ocean. It was reported that as the ship took on water the show on board went on. The pianos continued to play and the servers tended to dinner requests. This led to the catastrophic events that followed. These events happened due to a lack of preparation. The Titanic left port with enough lifeboats to hold 1,178 people. The Titanic carried 2,224 passengers. Risk management for business owners is how you avoid

This blog is a guide to financial planning for business owners.

Investment Management for Business Owners should be unique and tailored.

Wealth management for business owners is how you will protect your wealth for the long term.

When you are dealing with investment portfolios we are talking about matters of opinions vs matters of fact. Our goal when we construct portfolios is to leave as little up to chance as possible. After all, the fewer variables there are the better we can predict the outcome. So how do you eliminate variables in an investment portfolio? You need to simplify your thinking. We simply investment portfolios into 3 fundamental buckets. The War Chest – The bucket that we have for pe

When you are a business owner you are susceptible to many risks. If you are reading this you know this already, but you may not know if you are protected. This is why having a financial advisor who specializes in business owners is key. Business Owners who work with us think about risk in two ways. The Boat Sinkers Everything Else The goal when building a risk management plan is to start with the boat sinkers. This blog is going to give you a clear game plan to avoid the b

Even the brightest stars can fall from the financial heavens when they neglect a rock-solid financial plan. Consider the cautionary tale of Mike Tyson, the legendary boxer known for his incredible prowess in the ring. With fame, fortune, and a seemingly endless stream of victories, Tyson was on top of the world. During the course of Tyson's career he netted $430,000,000 in purses and endorsements. However, today you can find stories of Tyson's declaring bankruptcy. Mike Tyson